Empowering Global Businesses Building a New Ecosystem for International Fund Transfers

US FinCEN Regulated MSB Licensed Institution | Professional Cross-Border Payment Solutions

Core Advantages

Compliance First, Credential Backed

Holding a US MSB financial services license, strictly adhering to US Financial Crimes Enforcement Network (FinCEN) regulatory requirements. Compliance is the cornerstone of our services.

Experienced Team, Practical Support

Our core team brings together 10+ years of experts in cross-border payments and bank clearing, deeply understanding the pain points of international business fund transfers, providing full-cycle support from solution design to operational implementation.

Fund Security, Full Control

Relying on bank virtual account (VA) systems and full-process fund control technology, achieving transparent transaction chains and traceable fund flows, ensuring the safe landing of every cross-border fund.

About Us

ELYTE TECH is a fintech company focused on serving local businesses going global, committed to breaking down fund transfer barriers in cross-border trade through compliant and efficient global payment networks.

With the philosophy of "Compliance as Foundation, Technology as Wings, Customers at Heart", we leverage global banking partnerships to provide customized cross-border payment solutions for e-commerce platforms, B2B trade, software services and other international business scenarios, enabling businesses to "Go Global with Confidence, Funds Flow Freely".

Qualifications & Compliance

As a FinCEN-regulated MSB licensed institution, we strictly implement Anti-Money Laundering (AML), Know Your Customer (KYC) and other regulatory requirements. All business operations comply with international financial compliance standards. We firmly believe that compliance is the core competitiveness of sustainable business development and the foundation of customer trust.

Team Philosophy

Our team consists of senior practitioners in cross-border payments, bank clearing experts, and fintech technical talents. With deep understanding of global payment networks and banking channel resources, we continuously create "Safe, Efficient, Low-Cost" cross-border fund solutions for our clients.

Solutions

Comprehensive Cross-Border Payment Services for International Businesses

Global Collection

Global Collection

Multi-currency native deposits, simplified collection process, reduced exchange costs

Use Cases

  • Cross-border e-commerce platform collections (Amazon, independent sites, etc.)
  • B2B trade receivables
  • Service company overseas revenue settlement

Key Features

  • Multi-currency virtual accounts through partner bank VA systems
  • Native currency deposits avoid multiple exchange losses, real-time exchange rate queries
  • Fast fund aggregation after arrival, support for batch withdrawals

Global Payout

Global Payout

Covering global clearing networks, enabling fast and secure cross-border payments

Use Cases

  • Overseas supplier payments
  • International employee payroll
  • Platform service fee settlements

Key Features

  • Integration of SWIFT and major regional local clearing networks
  • Multi-currency payments, fastest T+1 arrival
  • Batch payment functionality, improving operational efficiency

Fund Management

Fund Management

One-stop fund control, improving fund utilization efficiency

Key Features

  • Unified multi-account management, real-time account balance and transaction details
  • Flexible fund aggregation and distribution configuration, meeting diverse fund scheduling needs
  • Compliance risk control alerts, preventing compliance risks in cross-border payments

Partnership

Banking Partnership Ecosystem

ELYTE TECH serves as a bridge connecting banks and international businesses, committed to building a cross-border payment ecosystem with global mainstream banks, achieving resource complementarity and win-win development:

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Enhance Channel Utilization

Activate bank VA systems, local clearing and SWIFT channel resources, expanding high-frequency transaction scenarios

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Enrich Intermediary Business

Bring cross-border payment related intermediary business income to banks, expanding international business customer base

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Strengthen Risk Control Collaboration

Combining our compliance experience with bank risk control systems to jointly build cross-border payment security barriers

If you are a banking institution or fintech partner looking to expand cross-border payment scenarios with us

Contact Business Partnership Team

Compliance Center

Regulatory Overview

  • US MSB license issued and regulated by FinCEN for money services businesses
  • Strict adherence to AML/CFT requirements across all operations and processes
  • Regular regulatory reviews and continuous optimization of compliance frameworks

Anti-Money Laundering (AML) Policy

  • Strictly implement Know Your Customer (KYC) processes, verifying customers' actual business backgrounds
  • Real-time monitoring of transaction flows, identifying abnormal transactions and promptly reporting to regulatory authorities
  • Regular employee compliance training to enhance company-wide compliance awareness

Data Security

  • Bank-grade data encryption technology to protect customer information and transaction data privacy
  • Established data backup and disaster recovery mechanisms to ensure system stability
  • Strict compliance with data cross-border transmission regulations, compliant storage of customer data

Industry Insights

Industry Solutions

Cross-Border E-Commerce Solutions

Compatible with Amazon, Shopify and other platforms, solving multi-store collection and supplier payment pain points

B2B Trade Solutions

Supporting large-scale trade fund settlements, leveraging SWIFT channels for global supplier payments

Software Export Solutions

For SaaS companies, providing subscription fee cross-border collection and overseas operational cost payment services

Frequently Asked Questions (FAQ)

Q: What documents are required for account opening?

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A: Business license, legal representative ID, proof of international business (such as platform store screenshots, trade contracts, etc.) are required. Specific materials can be consulted with account managers.

Q: What currencies are supported for payments?

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A: Currently supporting major currencies such as USD, EUR, GBP, JPY, with other currencies available on demand.

Q: How long does it take for funds to arrive?

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A: For collections, major currencies typically arrive in T+1-T+3; for payments, local clearing channels arrive in T+1, SWIFT channels in T+1-T+2.

Q: How is fund security ensured?

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A: We rely on partner banks' fund custody systems, strictly separating all customer funds from company funds, while ensuring fund security through full-process fund monitoring and compliance reviews.

Contact Us

Start Your Global Business Journey

Our professional team is ready to provide consultation services

Email

sales@elytech.io

Business Hours

Monday to Friday 9:00-18:00 (UTC+8)